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Specialty Mortgage Programs


When you're ready to buy a home, but a traditional mortgage isn't the answer, we've got you covered.

 

Check out our specialty loan programs below or ask us about them by calling 1-888-884-4626 (Option 1):


First Time Home Buyers Program and Affordable Home Loan Program

Perfect for first time home buyers or home buyers who meet certain income requirements but have difficulty meeting the strict credit score or down payment requirements of traditional mortgages, these programs provide competitive mortgage rates and reduced bank fees.

Click Here to Learn More about First Time Homebuyers (PDF) 
Click Here to Learn More about Affordable Home (PDF)

 

Advantage 97 Program

Designed for qualified home buyers with limited savings for down payment, this program can get you into your dream home for as little as 3% down*, regardless of income.

Click Here to Learn More (PDF) 
 



Heroes Loan Program

A program designed to thank our active military members, those in the reserves and honorably discharged veterans as well as police officers firefighters and EMS personnel.

Click Here to Learn More (PDF)



Our goal is to provide the highest level of service at competitive rates. Our Mortgage Bankers are only a phone call away if you need help. Contact us at 1-888-884-4626 or visit your local office for more details.

 


First Time Home Buyers Program and Afford Home Loan Program *Standard appraisal required on all properties. No secondary financing available. Monies can be gifted for closing costs and/or additional down payment funds. Member FDIC Equal Housing Lender

Advantage 97 Program *Will finance the lesser of the purchase price or appraised value. No home improvement loans. Up to a maximum of $417,000. Fixed rate loan. Subject to credit approval and property appraisal. Payment could change based on escrow analysis, but principal and interest payment will remain the same. See bank for details. NMLS# 419814. Member FDIC

Heroes Loan Program *For purchase and no cash out refinance, must be primary residence. Standard appraisal required on all properties. No secondary financing available. All loans are subject to underwriting. If eligibility requirements are not met, standard rates and fees apply. Other rates and terms are available. Maximum debt to income ratio of 41.0%. NMLS# 419814. Member FDIC.

 

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